Solutions

Three solutions that work together: lower plan costs, better-informed employees, and expert partners to implement both.

Spousal Incentive HRA Product

AI-Driven Spousal HRA

A voluntary, employer-funded Health Reimbursement Arrangement, offered as another plan option alongside all your benefits. There's no need to eliminate any medical plan.

Employees with access to a spouse's group plan can choose it. 100% of their eligible copays, deductibles, and coinsurance under that plan are reimbursed.

Explore the Spousal HRA

Per participating employee

$6,000–$8,000

a year, historically

Approximately $6,000 to $8,000 a year per participating employee, based on historical client data. Results vary.

Voluntary
Not a carve-out
Not insurance
Non-participants see no change

Advanced AI-Driven Health Mobile App

Health AI mobile app

An AI-driven health app customized for each employer client. It delivers personalized health insights, improves employee engagement, and creates a health risk assessment profile.

It helps your team make informed decisions and optimize benefits.

Explore Health AI

Illustrative recreation of the app’s home screen. Customized for each employer client.

Key Partners

Preferred partners

We collaborate with top-tier partners who bring industry-leading expertise to implementation and support.

Our role is to connect you with the best resources, so you get a robust solution without the complexity of implementing it yourself.

Meet our partners

Your organization

Bentley & GreenAdvisory and sales

HRA administratorImplements and runs the HRA

Smart Vision HealthThe Health AI app

Spousal HRA + Health AI

How the two work together

One lowers what your plan pays. The other helps every employee make better-informed health decisions.

The Spousal HRA

Lowers plan cost for participating families.

For each participating family, your cost drops from a full plan cost to a reimbursement plus an administrative cost.

The Health AI app

Gives employees personalized insight.

Personalized health insights, stronger engagement, and a health risk assessment profile.

Free consultation

Set up a free consultation.

We’d like to hear from you. Schedule a brief 15–30 minute consultation to start saving on healthcare costs and strengthening your company’s benefits.

I’m an employerSchedule a free consultation I’m a potential partnerPartner with us

Not insurance. An employer-funded Health Reimbursement Arrangement. Savings figures are historical; results vary.